What Gen Z Thinks Of Payments… May10

Posted by & filed under FinTech, White Papers/ Thought Pieces.

The 2019 Manole Capital interns (from the University of Tampa) just completed our 2nd Annual “Gen Z” financial services survey. The second series of Q&A discussed the PAYMENTS industry, with a focus on credit/debit cards, mobile payments, P2P, cash and ATM’s usage. We uncovered some interesting payment trends and the team did a detailed analysis on “Digital-First” cards (Apple’s new credit card) and Shared Buy Buttons.

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The In’s of Outsourcing May1

Posted by & filed under White Papers/ Thought Pieces.

The ‘outsource vs. avoidable expenditure’ decision by investment managers and selection of outsource partners are often pivotal for business growth and scalability. As investors continue to allocate to those managers that have reliable and institutional grade infrastructure, outsourced trading helps attain that goal without bearing the costs

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Mitigating Risk in the Merchant Cash Advance Industry: Recognizing and Managing a Looming Threat Apr17

Posted by & filed under Legal, Regulatory, White Papers/ Thought Pieces.

The pursuit of non-correlated, investable, high-returning assets has led private funds to consider ever more esoteric asset classes for possible investment. Merchant cash advance transaction contracts (“MCATs” for short), are one of those receiving the attention of the hedge and private equity industries. MCATs are, in their basic form, an unregulated futures contract for the present purchase of a portion of a merchant’s future receivables. Properly structured, they provide the benefit of discount pricing in the purchase of a financial asset (similar to a factoring arrangement), where that asset — the receivables to be created — does not yet exist

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Fixing Founder Scarcity Apr12

Posted by & filed under White Papers/ Thought Pieces.

The world appears to be suffering from a shortage of entrepreneurs. The main reason is the very risky nature of entrepreneurship: Society pays average founder millions of dollars but pays nothing to the median founder. We could build a financial fix (a founders’ mutual) to ever so slightly reduce this risk. This would move hordes of talent from their safer BigCo jobs into entrepreneurship. It could also give society more innovation per venture dollar risked

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What Gen Z Thinks of Banking (Survey) Apr12

Posted by & filed under Banking, White Papers/ Thought Pieces.

The 2019 Manole Capital interns (from the University of Tampa) just completed our 2nd Annual “Gen Z” financial services survey. The first series of questions and answers discusses the BANKING industry, with a focus on brands, branches and technology. We uncovered some interesting banking trends and the team did some detailed analysis on what is plaguing Wells Fargo

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